The Deposits & Withdrawals category evaluates how easy, affordable, and reliable it is to fund and withdraw money from a trading account. We assess payment methods, supported account currencies, transaction fees, withdrawal speed, and the clarity of funding conditions.
Sub-Factor
Weight
Payment method availability
30%
Base account currencies
20%
Deposit and withdrawal fees
25%
Processing speed
15%
Funding transparency and limits
10%
Deposits & Withdrawals Score = Payment Method Score × 30% + Base Currency Score × 20% + Fee Score × 25% + Processing Speed Score × 15% + Funding Transparency Score × 10%
Payment Method Availability
Payment Method Availability
Score
Bank transfer, card payments, at least two e-wallets or digital payment methods, and at least one local or regional payment option are available
5
Bank transfer, card payments, and at least two digital payment options are available
4
Bank transfer, card payments, and at least one digital payment option are available
3
Only bank transfer and card payments are available
2
Only one funding method is available
1
Base Account Currencies
Base Currency Availability
Score
Six or more base currencies are available, including at least two major currencies and at least one regional currency
5
Four or five base currencies are available, including USD and EUR
4
Two or three base currencies are available
3
Only one base currency is available
2
Base account currencies are not disclosed before sign-up
1
Deposit and Withdrawal Fees
Fee Condition
Score
No broker deposit fee, no withdrawal fee, and clear conversion fee policy
5
No deposit fee and low or limited withdrawal fees
4
Some funding fees apply, but they are reasonable and clearly disclosed
3
Multiple deposit, withdrawal, or conversion fees apply
2
High, hidden, or unclear funding fees
1
Processing Speed
Withdrawal Processing Time
Score
Same day or within 1 business day
5
1–2 business days
4
2–3 business days
3
3–5 business days
2
More than 5 business days or unclear processing time
1
Funding Transparency and Limits
Funding Transparency
Score
Funding methods, fees, limits, currencies, and processing times are clearly disclosed
5
Main funding conditions are clear, with minor details missing
4
Most information is available but requires extra effort to verify
3
Funding information is incomplete or scattered
2
Funding conditions are unclear, misleading, or not properly disclosed
1
